Visa
Mastercard
Amex
Apple Pay
Google Pay
Stripe
Shopify
Klarna
PayPalBranded checkout on your domain
A payment flow that wears your logo and lives on your URL. Apple Pay, Google Pay, and 135+ currencies, all built in.
Live · onboarding merchants today
Payments that
rise with you.
Launch a branded checkout on your own domain, verify in about five minutes, and watch honest payouts land right on schedule. Lumopay turns the heavy machinery of payments into something that feels like daylight.
- No setup fee
- No monthly minimum
- Cancel anytime
Available balanceLive
$48,210.64
+12.4% vs. last week
Incoming
CCottonpress Studio
$1,240.00succeeded
HHalewood Coffee Co.
$86.50succeeded
NNorthlight Apparel
$312.90succeeded
Built on rails that move trillions
VisaMastercardAmexApple PayGoogle PayStripeShopifyKlarnaPayPalACHSEPALinkVisaMastercardAmexApple PayGoogle PayStripeShopifyKlarnaPayPalACHSEPALink
LinkSEPAACHPayPalKlarnaShopifyStripeGoogle PayApple PayAmexMastercardVisaLinkSEPAACHPayPalKlarnaShopifyStripeGoogle PayApple PayAmexMastercardVisa
A day in the light
One day with Lumopay,
dawn to midnight.
Payments shouldn't feel like infrastructure. Here's how an ordinary day looks when the hard parts quietly take care of themselves.
06:30
First light
Sign up and clear KYB in about five minutes. Verification runs in your browser, so no sensitive documents are ever stored on our side.
09:00
Your storefront wakes
Checkout goes live on your own domain, in your own colors. Customers never leave your brand to pay.
13:00
The dashboard glows
Orders roll in and your real-time view lights up: revenue, conversion, and every payment as it settles.
18:00
Payout lands
Exactly when we promised, with fees you saw in advance. Honest, predictable money, no surprises after the fact.
23:00
You sleep, we watch
Webhooks and our chargeback shield keep their eyes open all night, so disputes and events are handled before you wake.
The product
Everything orbits
one luminous core.
Lumopay bundles the whole payment facilitator stack into a single, friendly surface. These are the capabilities circling that core.
Lumopay
core
core
Branded checkout on your domain
A payment flow that wears your logo and lives on your URL. Apple Pay, Google Pay, and 135+ currencies, all built in.
5-minute KYB onboarding
Browser-side tokenization means we never store sensitive PII. Verify your business and start taking payments the same morning.
Real-time analytics
Revenue, conversion, and settlement as they happen. A dashboard that glows instead of buffering.
Honest, predictable payouts
See every fee before it lands and get paid on a schedule you can actually plan around. No clawbacks, no fog.
Chargeback shield
Disputes flagged early and fought for you, with evidence gathered automatically while you focus on selling.
Plugins & REST API
One-click Shopify, Woo, and Webflow plugins, plus a clean REST API and webhooks when you want to build your own.
HOW MONEY MOVES
From tap to bank in seconds, not days
Follow a single payment along the whole pipeline — captured, authorized and settled — while you do nothing at all.
Customer
Taps pay at checkout
Checkout
Card, wallet or bank
Lumopay + Stripe
Routed & authorized
Payout
Lands in your account
Customer
Taps pay at checkout
Checkout
Card, wallet or bank
Lumopay + Stripe
Routed & authorized
Payout
Lands in your account
0.0s
Average settlement
0.0%
Authorization rate
Available balance
$48,920.16
Next payout
Arrives tomorrow · 9:00
$12,408.00
Recent paymentsToday
- LuLune SkincareApple Pay$148.00succeeded
- AtAtlas Coffee Co.Visa ·· 4291$32.50succeeded
- FiField Notes StudioGoogle Pay$219.99succeeded
LIVE DASHBOARD
Watch your money glow in real time
Every charge, refund and payout lands the moment it happens — no nightly batch, no guessing. A dashboard calm enough to glance at, precise enough to run the business on.
0 min
Average onboarding
from sign-up to live
0+
Currencies settled
in every market you sell
0.00%
Platform uptime
measured, not promised
0/7
Human support
real people, any timezone
CHECKOUT
Your brand. Your domain. Their wallet open.
Customers check out on a page that looks unmistakably yours — same domain, same logo, same trust. We handle the rails so the moment to pay never feels like leaving your store.
- Custom domain with automatic SSL
- A statement descriptor you control
- Branded checkout in 25+ languages
- Apple Pay & Google Pay out of the box
pay.lune.comSSL
L
Lune Skincare
Secure checkout
Order #4821$84.00
or pay with card
Card number
MM / YY
CVC
Secure · 3D Secure
SECURITY
Security you can feel calm about
You inherit Stripe's PCI DSS Level 1 perimeter and Vercel's SOC 2-controlled platform from day one. Serious infrastructure, quietly doing its job — so you can keep your attention on the brand.
PCI DSS — SAQ-A inherited
TLS 1.3 + HSTS, everywhere
Every byte travels encrypted over modern TLS, with strict transport security pinned on by default.
AES-256 at rest
Anything we do store is sealed with AES-256, on infrastructure that is encrypted end to end.
SOC 2-aligned controls
We build on the audited perimeters of Stripe and Vercel, so their SOC 2 controls underpin yours.
PII tokenized in the browser
Card and personal data are tokenized before they ever leave the customer — nothing sensitive touches our database.
Card dataToken
Signed, idempotent webhooks
Every event is HMAC-signed and safely replayable, so your systems can trust each one exactly once.
Audit log on every move
Each money-moving action writes an immutable, timestamped record — full visibility, no archaeology.
Inherited trust
PCI DSSSOC 2
Integrations
Plays nice with
your whole stack.
An open ecosystem, not a walled garden. Drop Lumopay into the tools you already run — storefronts, automations, and the apps your team lives in.
Shopify
REST API
Build on a clean REST API
WooCommerce
Webflow
Zapier
Slack
Webhooks
Real-time event delivery
Notion
Airtable
HubSpot
0+native integrations
0+currencies
0 minto integrate
PRICING
Gentle pricing that grows with you
Pay only when you collect. One transparent rate, no setup fee, no monthly minimum — cancel anytime.
Estimate your fees
Drag to match your monthly card volume.
Monthly volume
45,000
$0$500,000+
Quick pick
96.6%kept
Estimated fees
≈ $1,530
at 2.9% + $0.30 per transaction
You keep
$43,470
96.6% of every dollar you collect
Kept by youLumopay fees
Estimate only — assumes a ~$60 average ticket. Your real numbers depend on volume and mix.
Self-serve
Starter
2.9%+ $0.30
per successful card transaction
- Branded checkout on your own domain
- Next-day payouts, settled on schedule
- Self-serve onboarding in about five minutes
- Real-time dashboard, webhooks & exports
- Email support from real humans
Custom
Most lovedScale
Custom
volume-based pricing, tuned to you
- Everything in Starter, plus:
- Volume-based rates that taper as you grow
- A dedicated onboarding lead, start to finish
- Priority support with same-day replies
- Custom payout cadence & multi-entity routing
- Tailored risk limits and underwriting
Compare plans
| Feature | Starter | Scale |
|---|---|---|
| Branded checkout on your domain | ||
| Next-day payouts | ||
| Realtime dashboard, webhooks & exports | ||
| Volume-based rates that taper | ||
| Dedicated onboarding lead | ||
| Priority same-day support |
LOVED BY BUILDERS
Quiet confidence, in their words
Founders of small, particular brands — the kind who notice every detail — on what it felt like to switch to Lumopay.
“We launched checkout on our own domain in an afternoon. Customers never feel handed off to someone else — it still feels like Lune the whole way through. That continuity is worth everything to a small brand.”
Maya Ellison
Founder, Lune Skincare
“Payouts arrive when they say they will, and the dashboard tells me the truth. No mystery fees to reverse-engineer at month end.”
Diego Marchetti
Owner, Atlas Coffee Co.
“Onboarding genuinely took about five minutes. I kept waiting for the catch — there wasn't one. We were taking real cards before lunch.”
Priya Nair
Co-founder, Field Notes Studio
“Knowing nothing sensitive lands in our database changed how I sleep. The compliance story is basically handled, and I can point my buyers to it.”
Tomas Berg
CTO, Northwind Goods
“The webhooks just work — signed, idempotent, easy to reason about. Our Shopify store and our ledger finally agree with each other.”
Aisha Okonkwo
Founder, Marigold & Co.
LOVED BY TEAMS LIKE
Lune SkincareAtlas Coffee Co.Field Notes StudioNorthwind GoodsMarigold & Co.Vera BotanicalsHarbor & PineLune SkincareAtlas Coffee Co.Field Notes StudioNorthwind GoodsMarigold & Co.Vera BotanicalsHarbor & Pine
FAQ
Questions, gently answered
The things founders ask us most — answered plainly, no fine print hiding in the footnotes.
Most teams are live in about five minutes. You verify your business through a guided KYB flow, point checkout at your domain, and you can accept a real card before your coffee gets cold.
Cards from every major network, plus Apple Pay and Google Pay out of the box. We settle in 135+ currencies, so customers pay in theirs and you see yours.
We won't pretend money teleports. Payouts follow Stripe's settlement schedule — typically a rolling two-day window once you're established — and the dashboard always shows the exact arrival date in advance.
Yes — that's the whole point. Checkout lives on your domain with your branding, so customers never feel handed off to a third party mid-purchase.
It does. Drop in our plugin for Shopify or Woo, or wire up the REST API and webhooks directly. Either way your store and your ledger stay in sync.
None. No setup fee, no monthly minimum, no lock-in. You pay per transaction and you can leave whenever you like — though we'd rather you didn't.
Card and personal details are tokenized in the browser before they reach us, so no raw PII ever touches our database. You inherit Stripe's PCI DSS Level 1 perimeter without the audit homework.
Still curious? Talk to us →
Let's talk
Step into the light.
Ready to ship payments this week? Tell us where you are today and we'll map the fastest, cleanest path to your first live payout — usually within a single conversation.
- Transparent pricing from the very first email — no surprises.
- Onboarding guided by a dedicated lead who stays with you.
- No commitment, no card required to get started.
Operated by LUMOPAY, INC. · Wyoming-registered · payment services provided by Stripe, Inc.
Payout landed$12,408.00
Settled to your bank account · just now